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What is the Immigration Health Surcharge and how much is it for students?

The Immigration Health Surcharge is a fee paid with your visa application that gives you access to the National Health Service. Students pay the discounted rate of £776 per year of the visa, charged in six-month blocks.

Reviewed 17 September 2026 · 1 min read

Short answer: The IHS is £776 for each year of your Student visa, paid upfront with the application. It gives you access to the NHS on the same basis as a resident.

How the total is worked out

The surcharge is charged per year of the visa, rounded up to the nearest six months. Your visa runs beyond your course: four months for courses of 12 months or more, so a three-year degree becomes a 40-month visa and is charged for 3.5 years, about £2,716.

What it covers

GP appointments, hospital treatment, A&E, maternity and mental health services. It does not cover prescription charges in England (£9.90 per item), dental or optical treatment.

Refunds

You get a refund if the visa is refused or withdrawn, and a partial refund if you leave early in some cases. Dependants pay the same student rate.

The cost calculator includes the surcharge for your course length automatically.

Sources

General information, not regulated immigration advice. Rules change; check the source before you act, and speak to an IAA-registered adviser about your case.